:root {
  --navy:#19364B;
  --teal:#27877B;
  --muted:#536570;
  --off:#F7F8FA;
  --line:#dfe5e8
}
* {
  box-sizing:border-box
}
html {
  scroll-behavior:smooth;
  scroll-padding-top:24px
}
body {
  margin:0;
  color:var(--navy);
  font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif
}
a {
  color:inherit;
  text-decoration:none
}
a:hover {
  text-decoration:underline;
  text-underline-offset:5px
}
a:focus-visible {
  outline:3px solid var(--teal);
  outline-offset:5px
}
p {
  color:var(--muted);
  margin:0 0 1.4rem
}
h1,h2,h3 {
  line-height:1.16;
  letter-spacing:-.035em;
  margin:0 0 1.1rem
}
h1 {
  font-size:clamp(2.8rem,5.1vw,4.7rem);
  font-weight:650
}
h2 {
  font-size:clamp(2rem,3vw,2.75rem);
  font-weight:620
}
h3 {
  font-size:1.35rem;
  font-weight:620
}
.container {
  width:min(1160px,calc(100% - 64px));
  margin-inline:auto
}
.skip {
  position:absolute;
  top:-100px;
  background:var(--navy);
  color:white;
  padding:12px;
  z-index:10
}
.skip:focus {
  top:0
}
header {
  border-bottom:1px solid var(--line)
}
.nav {
  min-height:100px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px
}
.brand {
  display: inline-flex;
  align-items: center;
  flex-shrink: 0;
}
.brand-logo {
  display: block;
  width: 240px;
  max-width: 100%;
  height: auto;
}
nav {
  display:flex;
  align-items:center;
  gap:30px;
  font-size:14px;
  font-weight:550
}
nav [aria-current] {
  text-decoration:underline;
  text-underline-offset:7px
}
.button {
  display:inline-flex;
  justify-content:center;
  align-items:center;
  gap:20px;
  background:var(--teal);
  color:white;
  border-radius:6px;
  padding:15px 23px;
  font-size:14px;
  font-weight:650;
  line-height:1.5
}
.button:hover {
  background:#1f6c62;
  text-decoration:none
}
.button.small {
  padding:11px 18px;
  background:var(--navy)
}
.eyebrow {
  font-size:11px;
  letter-spacing:1.8px;
  font-weight:750;
  color:var(--teal);
  margin-bottom:20px
}
.hero {
  padding-block:84px 75px;
  display:grid;
  grid-template-columns:1.25fr 1fr;
  gap:58px;
  align-items:center
}
.hero h1 {
  font-size:clamp(2.7rem,4.5vw,4rem)
}
em {
  font-family:Georgia,serif;
  font-weight:400;
  color:var(--teal)
}
.lead {
  font-size:18px;
  line-height:1.75;
  max-width:630px
}
.actions {
  display:flex;
  align-items:center;
  gap:25px;
  margin-top:30px
}
.text-link {
  font-size:14px;
  font-weight:650
}
.hero-note {
  font-size:12px;
  margin-top:18px
}
.status-dot {
  display:inline-block;
  width:6px;
  height:6px;
  background:var(--teal);
  border-radius:50%;
  margin-right:6px
}
.hero-art {
  position:relative;
  min-height:365px;
  background:#eef3f1;
  border-radius:100px 12px 12px 12px;
  overflow:hidden;
  padding:30px
}
.orbit {
  width:360px;
  height:360px;
  border:1px solid #ccdbd6;
  border-radius:50%;
  position:absolute;
  left:90px;
  top:85px;
  box-shadow:0 0 0 38px #e8efec,0 0 0 39px #d7e2dd
}
.art-label {
  font-size:9px;
  letter-spacing:2px;
  position:relative;
  display:block;
  text-align:right
}
.step {
  position:absolute;
  background:white;
  border:1px solid #d6e3de;
  border-radius:8px;
  padding:19px 22px;
  box-shadow:0 7px 15px #19364b06;
  font-size:14px;
  font-weight:600;
  min-width:240px
}
.step span {
  color:var(--teal);
  font-size:10px;
  margin-right:20px
}
.step-one {
  left:30px;
  top:82px
}
.step-two {
  left:65px;
  top:164px
}
.step-three {
  left:100px;
  top:246px;
  background:var(--navy);
  color:white
}
.step-three span {
  color:#a6d8c8
}
.art-bottom {
  position:absolute;
  bottom:14px;
  left:30px;
  font-size:9px;
  color:var(--muted)
}
.section-heading {
  display:flex;
  justify-content:space-between;
  align-items:end;
  gap:30px;
  margin-bottom:30px
}
.section-heading h2 {
  margin-bottom:0
}
.section-heading>p {
  font-size:14px;
  margin:0
}
.planner-window {
  border:1px solid var(--line);
  border-radius:12px;
  background:white;
  box-shadow:0 18px 50px #19364b08;
  overflow:hidden
}
.window-top {
  padding:15px 25px;
  display:flex;
  justify-content:space-between;
  gap:16px;
  background:var(--off);
  border-bottom:1px solid var(--line);
  font-size:11px
}
.window-top i {
  display:inline-block;
  width:6px;
  height:6px;
  background:#c8d3d8;
  border-radius:50%;
  margin-right:5px
}
.demo {
  font-size:9px;
  letter-spacing:1px;
  color:var(--muted)
}
.planner-body {
  padding:30px 45px
}
.preview-title {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px
}
.preview-title .eyebrow {
  font-size:9px;
  margin-bottom:8px
}
.preview-title :is(h2, h3) {
  font-size:21px
}
.pill {
  display:inline-block;
  font-size:10px;
  background:#eaf3ef;
  color:#24695b;
  padding:6px 11px;
  border-radius:4px;
  letter-spacing:.6px
}
.fine-print {
  font-size:11px;
  margin:0
}
.section {
  padding-block:80px
}
.cards {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:26px;
  margin-top:32px
}
.card {
  padding:28px 22px 0 0;
  border-top:1px solid var(--line)
}
.number {
  display:block;
  color:var(--teal);
  font-size:12px;
  margin-bottom:30px
}
.card p {
  font-size:15px
}
.tinted {
  background:var(--off)
}
.split {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:100px
}
.reasons article {
  display:flex;
  gap:20px;
  padding:20px 0;
  border-bottom:1px solid var(--line)
}
.reasons article:first-child {
  padding-top:0
}
.reasons article>span {
  color:var(--teal)
}
.reasons h3 {
  font-size:18px
}
.reasons p {
  font-size:14px;
  margin:0
}
.feature-card {
  display:grid;
  grid-template-columns:1.2fr 1fr;
  gap:45px;
  align-items:center;
  border:1px solid var(--line);
  border-radius:10px;
  padding:44px;
  background:#fbfcfc
}
.feature-card h3 {
  font-size:29px;
  margin-top:20px
}
.feature-card p {
  max-width:530px
}
.feature-symbol {
  display:flex;
  align-items:center;
  gap:20px;
  justify-content:center;
  font-size:40px;
  color:var(--teal);
  background:#eef3f1;
  min-height:200px;
  border-radius:90px 8px 8px 8px
}
.feature-symbol>span {
  font-size:26px
}
.feature-symbol>div {
  width:65px;
  height:65px;
  border:1px solid #92b8ac;
  border-radius:50%;
  position:relative
}
.feature-symbol>div:after {
  content:'↗';
  position:absolute;
  inset:0;
  text-align:center;
  line-height:60px
}
.resources {
  padding-top:0
}
.resource-card {
  border:1px solid var(--line);
  border-radius:8px;
  padding:28px;
  display:flex;
  flex-direction:column;
  gap:12px
}
.resource-card:hover {
  border-color:var(--teal);
  text-decoration:none
}
.resource-card .eyebrow {
  font-size:9px;
  letter-spacing:1px
}
.resource-card h3 {
  font-size:22px;
  line-height:1.35;
  flex:1
}
.closing {
  text-align:center;
  padding:55px 20px 70px;
  border-top:1px solid var(--line)
}
footer {
  background:var(--off);
  border-top:1px solid var(--line);
  padding:45px 0 20px
}
.footer-top {
  display:flex;
  justify-content:space-between;
  gap:30px
}
.footer-top p {
  font-size:13px;
  margin-top:10px
}
.footer-bottom {
  display:flex;
  justify-content:space-between;
  gap:20px;
  border-top:1px solid var(--line);
  padding-top:18px;
  margin-top:20px;
  font-size:10px;
  color:var(--muted)
}
.page-heading {
  padding-block:75px 35px
}
.page-heading h1 {
  max-width:850px
}
.content {
  padding-bottom:80px
}
.prose {
  max-width:800px
}
.content .prose {
  margin-top:45px
}
.prose h2 {
  font-size:26px;
  margin-top:35px
}
.topic {
  padding-bottom:25px;
  border-bottom:1px solid var(--line)
}

@media(max-width:950px) {
  .container {
  width:calc(100% - 40px)
}
nav {
  gap:18px
}
.hero {
  gap:25px
}
.hero-art {
  padding:20px
}
.step-one {
  left:15px
}
.step-two {
  left:30px
}
.step-three {
  left:45px
}
.step {
  min-width:220px
}
.actions {
  align-items:start;
  flex-direction:column;
  gap:18px
}
.split {
  gap:40px
}
.footer-top {
  flex-direction:column
}
.feature-card {
  padding:30px
}
.cards {
  gap:16px
}

}

@media(max-width:700px) {
  .nav {
  flex-direction:column;
  align-items:start;
  padding-block:20px;
  gap:18px
}
.nav nav {
  width:100%;
  justify-content:space-between;
  gap:10px;
  flex-wrap:wrap;
  font-size:12px
}
.button.small {
  padding:9px 12px
}
.hero {
  grid-template-columns:1fr;
  padding-block:45px
}
.hero h1 {
  font-size:43px
}
.hero-art {
  min-height:340px;
  max-width:480px;
  width:100%;
  margin-top:10px
}
.step-one {
  left:25px
}
.step-two {
  left:55px
}
.step-three {
  left:85px;
  top:240px
}
.step {
  min-width:210px;
  padding:17px
}
.art-bottom {
  font-size:8px;
  left:20px
}
.lead {
  font-size:17px
}
.actions {
  flex-direction:row;
  flex-wrap:wrap;
  align-items:center
}
.section-heading {
  flex-direction:column;
  align-items:start;
  gap:15px
}
.planner-body {
  padding:22px 18px
}
.preview-title {
  flex-direction:column;
  align-items:start;
  gap:0
}
.preview-title .pill {
  margin-bottom:15px
}
.window-top {
  padding:12px;
  flex-wrap:wrap;
  gap:7px
}
.demo {
  font-size:8px
}
.cards,.split,.feature-card {
  grid-template-columns:1fr
}
.section {
  padding-block:50px
}
.resources {
  padding-top:0
}
.card {
  padding-top:20px
}
.number {
  margin-bottom:15px
}
.feature-symbol {
  min-height:160px
}
.resource-card {
  padding:24px
}
.footer-top nav {
  flex-wrap:wrap;
  gap:20px
}
.footer-bottom {
  flex-direction:column;
  gap:5px
}
.page-heading {
  padding-top:45px
}
.page-heading h1 {
  font-size:40px
}
.content {
  padding-bottom:50px
}
.closing {
  padding-block:40px 50px
}

}

@media(prefers-reduced-motion:reduce) {
  html {
  scroll-behavior:auto
}

}


.arrow-icon {
  width:15px;
  height:15px;
  display:inline-block;
  vertical-align:middle;
  flex-shrink:0
}
.feature-symbol>div:after {
  content:"";
  inset:20px;
  border-right:2px solid var(--teal);
  border-top:2px solid var(--teal);
  width:20px;
  height:20px
}
.feature-symbol>div:before {
  content:"";
  position:absolute;
  left:29px;
  top:19px;
  width:2px;
  height:27px;
  background:var(--teal);
  transform:rotate(45deg)
}
/* Darker companion tones preserve contrast for small text and button labels. */
.button { background: #247d72; }
.eyebrow, .number, .step span { color: #226f65; }
.step-three span { color: #a6d8c8; }

/* Annual preview: semantic values, with context rather than fabricated outputs. */
.annual-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: 40px; margin-block: 26px; }
.annual-grid :is(h3, h4) { font-size: 16px; margin: 0 0 16px; }
.annual-values { margin: 0 0 16px; }
.annual-values > div { display: flex; align-items: baseline; justify-content: space-between; gap: 20px; padding: 12px 0; border-bottom: 1px solid var(--line); }
.annual-values dt { font-size: 14px; color: var(--muted); }
.annual-values dd { font-size: 21px; font-weight: 650; margin: 0; white-space: nowrap; }
.annual-values .subtotal { border-top: 2px solid var(--line); }
.scenario-context { background: var(--off); border-radius: 8px; padding: 22px; }
.connections { list-style: none; padding: 0; margin: 22px 0 0; }
.connections li + li { margin-top: 16px; }
.connections strong, .connections span { display: block; font-size: 14px; }
.connections span { color: var(--muted); margin-top: 4px; }
.preview-disclosure { border-top: 1px solid var(--line); padding-top: 18px; margin-bottom: 0; font-size: 13px; }
.scope-note { margin: 20px 0 0; font-size: 14px; }
.capabilities { padding-left: 22px; color: var(--muted); }
.capabilities li { margin-block: 14px; }
.capabilities strong { color: var(--navy); }
.founder-story { border-left: 3px solid var(--teal); padding-left: 24px; margin-top: 40px; }
.feature-symbol { gap: 12px; }
.feature-symbol > span { font-size: 22px; }
@media (max-width: 700px) { .annual-grid { grid-template-columns: 1fr; gap: 24px; } .annual-values dt { font-size: 13px; } .scenario-context { padding: 18px; } }

@media (max-width: 700px) {
  .brand-logo { width: 220px; }
}

/* Focused audience, reference comparison, and validation presentation. */
.hero-subhead { font-size: 20px; line-height: 1.5; font-weight: 650; color: var(--navy); }
.audience { border-top: 1px solid var(--line); }
.audience-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; }
.audience-list { margin: 0; padding-left: 22px; color: var(--muted); }
.audience-list li, .validation-practices li { margin-bottom: 14px; }
.year-notice { font-size: 13px; padding: 16px 20px; background: var(--off); border-left: 3px solid var(--teal); margin-block: 20px 30px; }
.scenario-assumptions { border-block: 1px solid var(--line); padding-block: 16px; margin-bottom: 24px; }
.scenario-assumptions summary { font-size: 14px; font-weight: 650; cursor: pointer; }
.scenario-assumptions p { font-size: 14px; margin-top: 16px; }
.validation-practices { color: var(--muted); padding-left: 22px; }
.validation-practices strong { color: var(--navy); }
@media (max-width: 700px) {
  .audience-grid { grid-template-columns: 1fr; gap: 12px; }
  .hero-subhead { font-size: 18px; }
}

/* Capital-gains reference cards share one reading order across viewport sizes. */
.cliff-difference { padding: 22px; margin-block: 26px; background: #eaf3ef; border-radius: 8px; }
.cliff-difference span { display: block; font-size: 13px; }
.cliff-difference strong { display: block; font-size: clamp(28px, 4vw, 40px); line-height: 1.3; color: var(--navy); margin-block: 6px; }
.cliff-scenarios { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; margin-block: 28px; }
.cliff-card { padding: 24px; border: 1px solid var(--line); border-radius: 8px; }
.cliff-card h4 { font-size: 22px; margin: 0 0 5px; }
.scenario-subtitle { font-size: 13px; }
.cliff-values { margin: 0; }
.cliff-values > div { padding: 14px 0; border-top: 1px solid var(--line); }
.cliff-values dt { font-size: 13px; color: var(--muted); }
.cliff-values dd { margin: 5px 0 0; font-size: 22px; font-weight: 650; font-variant-numeric: tabular-nums; }
.cliff-values .combined-value { background: var(--off); padding: 14px; margin-top: 10px; border-radius: 4px; }
.cliff-explainer h4 { font-size: 20px; margin-block: 24px 14px; }
.scenario-assumptions ul { padding-left: 22px; color: var(--muted); font-size: 14px; }
.scenario-assumptions li { margin-top: 12px; }
summary:focus-visible { outline: 3px solid var(--teal); outline-offset: 3px; }
@media (max-width: 700px) { .cliff-scenarios { grid-template-columns: 1fr; gap: 18px; } .cliff-card { padding: 20px; } }